Flexible car finance

Car Finance
Made Simple

Flexible finance solutions available on our vehicles — designed to help you drive away in the car you want, with payments tailored around your budget.

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Flexible Finance

Flexible finance solutions available on our vehicles

We work closely with our customers and trusted finance providers to help make purchasing your next vehicle simple, affordable, and stress-free.

Whether you are looking to upgrade your current car, spread the cost of your purchase, or secure a more manageable monthly payment, our finance solutions are designed to help you drive away in the vehicle you want with payments tailored around your budget.

With a range of flexible finance packages available, including zero deposit options on selected applications, we aim to help make vehicle ownership more accessible than ever.

Enquire About Finance Today

Getting started is quick and straightforward — our team will guide you through every step.

  • Speak to our team about the vehicle you are interested in
  • Receive tailored finance options based on your circumstances
  • Compare finance packages from our trusted lenders
  • Enquire from the comfort of your own home
  • Save time at the dealership

Once we understand your requirements, our finance team will work to help find the most suitable finance package available for your circumstances.

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The Benefits

Why Choose Car Finance?

Vehicle finance is now one of the most popular ways to purchase a car in the UK, giving customers greater flexibility and affordability when buying their next vehicle.

Spread the Cost

Rather than paying a large amount upfront, finance allows you to spread the cost over fixed monthly payments, helping make budgeting easier.

Drive a Better Vehicle

Finance can often allow you to access a newer vehicle, higher specification model, or lower mileage car than you may have considered when paying outright.

Keep Your Savings Available

Instead of using all of your savings on one purchase, finance allows you to keep money available for other important expenses or emergencies.

Flexible Deposit Options

Selected finance agreements may be available with zero deposit, helping you secure your next vehicle without needing a large upfront payment.

Fixed Monthly Payments

Many finance agreements include fixed monthly payments, giving you confidence and clarity throughout your agreement term.

Upgrade More Regularly

Many customers choose finance because it gives them the flexibility to change their vehicle more frequently and enjoy newer models more often.

Available Products

Finance Options Available

Choose the agreement that works best for you.

Option 1

Hire Purchase (HP)

Hire Purchase is a simple and straightforward way to finance a vehicle.

  • You may pay a deposit upfront, although zero deposit options may be available
  • The remaining balance is spread over fixed monthly payments
  • Once all payments are completed, the vehicle becomes yours
  • There is no large final balloon payment

HP is often ideal for customers looking for a clear path to ownership with fixed repayments.

Option 2

Personal Contract Purchase (PCP)

PCP finance can provide lower monthly payments compared to traditional finance agreements and offers additional flexibility at the end of the agreement.

  • You pay fixed monthly instalments over an agreed term
  • An optional final payment may be available at the end
  • At the end of the term you can keep, return, or part exchange the vehicle
  • We can also provide bespoke PCP quotations on request

PCP quotes can vary depending on residual values, annual mileage, deposit amount, and term. We are happy to provide tailored illustrations designed around your individual driving needs.

Why Finance With Us?

We aim to make vehicle finance simple, transparent, and customer-focused.

Competitive Finance Packages

We work with a panel of lenders to help find competitive finance options for a wide range of customers and budgets.

Quick & Simple Process

Our finance enquiry process is designed to be fast, easy, and clear from start to finish.

Tailored Finance Solutions

Every customer is different, which is why we aim to provide finance solutions tailored around your individual circumstances.

FCA Regulated

All finance arrangements are fully FCA regulated, helping ensure that finance is offered responsibly, fairly, and transparently.

Professional & Friendly Support

Our team is here to help guide you through the process and answer any questions you may have throughout your finance journey.

Here to Help

From enquiry to handover, our team is on hand to make the finance journey easy and clear.

Start Your Finance Enquiry Today

If you have found the perfect vehicle on our website, get in touch with our team and we will work with you to help find the most suitable finance solution available for your needs.

Drive away sooner with flexible finance solutions.

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Dealer Finance Partnerships: We may receive a commission from finance agreements depending on the lender, agreement type, finance rate, and term selected. This does not affect our commitment to treating customers fairly and providing clear and transparent finance solutions at all times.

What our customers say about us

Our Reviews

Used Tom and Rebecca to source and purchase my car, 11/10 customer service from start to finish. Very patient with all my questions and long spec list, can't fault them. Car was spotless with fresh service and MOT, ideal experience!
— Isabelle
Highly recommend TR Motors for excellent service. We are well pleased with our Dacia Duster, Tom and Becky took the sting out of second hand car hunting for us, offering a selection of quality cars with a 'no pressure' sales service with excellent back up and warranty. Many thanks guys!
— Philip
Couldn't ask for better people to buy a car from. Will definitely use again in the future. Very helpful, friendly and such a relaxed atmosphere. Never knew buying a car from someone could be so smooth and easy. Thanks guys 😊
— Lyndsay Winterbottom
I cannot thank Tom of TR Motors enough. After searching for a car, we came across a Volvo Tom had in stock. After asking if we could view it out of normal hours, he went out of his way to accommodate us, and what a pleasure it was. Tom is straight talking and honest about everything, his attention to detail is excellent, the car looked like brand new, and to top it off he even delivered it to our door. We have never had service like this when buying a new car. If you need a top quality used car, Tom is your man to contact. Thanks Tom, excellent service.
— Dean Howlett
Highly recommend! I feel very lucky to have found TR Motors when purchasing my first car. Tom and Becky are lovely genuine people who have made the process of buying a car incredibly straightforward with zero pressure. Nothing was too much trouble and Tom even kindly delivered the car to me a few days after viewing. A really fabulous business and my partner and I have no doubt that we will be returning back to TR Motors in the future whenever we choose to upgrade our car. 😊
— Holly
As a motor trader, buying from another trader always feels a little strange to me - why are the selling it, is it as described, what am I going to find when I get there, when it goes on the ramp, let alone when you make a trip from Devon to collect with the car paid for relying on driving it back home. I got in touch with Tom last week about an XC70 he had listed on a trade forum, he answered all my questions in a straight forward and honest manner. I sent the money and a week later I sent my parents up to meet Tom and collect the car on the train. Tom collected them from the station, showed them the car ahead of them driving it back 350 faultless miles. The car is in superb condition, truly 1 owner and full Volvo history. Just as described and a proper gem. Looking forward to putting some miles on it, and of course making it my own. Pleasure doing business.
— Jamie Plummer
A brilliant small business selling really good quality, honest value cars at very competative prices. Thanks Tom for your excellent trusted service- I look forward to returning in the future. Highly recommended. J. Richard Powell
— Richard Powell
Had a great buying experience, dealt with Tom when buying my car and he was very quick with replying to any questions I asked during the process, gave me plenty of time to sort out my finances and I never felt rushed. I got an absolutely competitive price, and highly recommend TR Motors.
— Josh Temperton
Fantastic service from Tom & his team today. They have a real good set up and as soon as I pulled up I knew it was exactly the type of place I would be happy buying a car from. Really flexible and top quality customer service. Very happy indeed. Cheers 👍🏻
— Jack
Tom is a lovely genuine guy and I was impressed with the presentation of the vehicles.
— Brian R
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